Y-12 Federal Credit Union Payday Loans Review - Oak Ridge, Tennessee

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4.7 291 reviews

Organization owner?

501 Lafayette Dr, Oak Ridge, TN 37830, USA

+1 (865) 482-1043

www.y12fcu.org

Thursday

9AM–5:30PM

Friday
(Good Friday)

9AM–5:30PM

Hours might differ

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Domain Info

What people think about Y-12 Federal Credit Union?

Below you see some of the opinions of our customers.

Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Oak Ridge, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

It is trouble-free and speedy to get accepted for payday loans in Oak Ridge, New Jersey. The interest rate will be set specifically for each client and will depend on the personal information the borrower entered.

APR

30% usury cap

Advantages of Y-12 Federal Credit Union that offers payday loans in Oak Ridge, New Jersey

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Oak Ridge, nj welcome individuals with bad credit. You can request a bad credit payday loan on the net at any time of the day and if accepted could have the money in your account within the hour.

To get accepted for a payday loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.

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