Advance America Payday Loans Review - Smyrna, Tennessee

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4.9 76 reviews

Loan agency in Smyrna, Tennessee

Organization owner?

213 S Lowry St, Smyrna, TN 37167, USA

+1 (615) 355-0042

www.advanceamerica.net

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Domain Info

Feedback about Advance America?

Here you read the reviews of our customers.

Note

Pay Attention

Lending companies are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Smyrna, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Smyrna, New York are issued problem-free. The interest rate depends on the customer's person-related information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will Advance America help take out a payday loan in Smyrna, New York?

Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to process the form. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial abilities to approve the application. Payday loans in Smyrna, New York may help enhance your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see