Advance America Payday Loans Review - Springfield, Tennessee

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5 34 reviews

Loan agency in Springfield, Tennessee

Organization owner?

2012 Memorial Blvd H, Springfield, TN 37172, USA

+1 (615) 382-5531

www.advanceamerica.net

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Lenders are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Springfield, Massachusetts

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Springfield, Massachusetts is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

23% small loan cap

How will Advance America help issue a payday loan in Springfield, Massachusetts?

24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial solvency to approve the application. Cash advance in Springfield, Massachusetts may help level up your credit score.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as APR.

Let's see