Volunteer Federal Savings Bank Payday Loans Review - Tellico Plains, Tennessee

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4.1 9 reviews

Organization owner?

111 Cherohala Skyway, Tellico Plains, TN 37385, USA

+1 (423) 253-3535

www.volfed.com

Wednesday

8AM–12:30PM

Thursday

8AM–5:30PM

Friday
(Good Friday)

8AM–5:30PM

Hours might differ

Saturday

8AM–12:30PM

Sunday
(Easter)

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Domain Info

Mailing Address

108 MAIN ST

MADISONVILLE

37354-1487

United States

Contact Data

dlane@volfed.com

+1.4234424545

+1.4234421672

Testimonials

Feedback about Volunteer Federal Savings Bank?

Here you read the feedback of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Tellico Plains, Tennessee

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Tellico Plains, Tennessee is issued simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Volunteer Federal Savings Bank help take out a loan in Tellico Plains, Tennessee?

24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Tellico Plains, tn will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see