Texas Plains Federal Credit Union Payday Loans Review - Amarillo, Texas

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3.3 16 reviews

804 S Madison St, Amarillo, TX 79101, USA
+1 (806) 373-6641
www.texasplainsfederal.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Testimonials

Feedback about Texas Plains Federal Credit Union?

Here you grapple with the feedback of our clients.
Note

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Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Amarillo, Texas

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to take out loans in Amarillo, Texas. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Texas Plains Federal Credit Union help issue a loan in Amarillo, Texas?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Amarillo, tx review this circumstance not an obstacle to issue a loan. The client of a loan should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on a due date and not only cope with current problems, but enhance the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

Let's see

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