Happy State Bank Payday Loans Review - Amarillo, Texas

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4 8 reviews

3423 S Soncy Rd, Amarillo, TX 79119, USA
+1 (806) 354-2265
locations.happybank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Testimonials

What people think about Happy State Bank?

Below you see some of the opinions of our clients.
Note

Important

The previous three items describe a precise lender. But below you can read common information about payday loans.

Payday Loans in Amarillo, Texas

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Amarillo, Texas. The entire process is effortless. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Happy State Bank that offers payday loans in Amarillo, Texas

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments as agreed in the contract.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Amarillo, Texas

Regional Finance

2523 E 5th St, Tyler, TX 75701, USA

+1 (903) 526-2777

branches.regionalfinance.com

EZ Max Loans

111 TX-35 N, Port Lavaca, TX 77979, USA

+1 (361) 482-0349

www.ezmaxloans.com

The Loan Store Inc

511 N Mechanic St, El Campo, TX 77437, USA

+1 (979) 543-2500

www.loanstoretx.com

Metro Bank

275 W Campbell Rd, Richardson, TX 75080, USA

+1 (972) 889-6688

www.metrobank-na.com

Happy State Bank ATM

201 N Main St, Lockney, TX 79241, USA

+1 (800) 447-2265

www.happybank.com

BBVA Bank

2314 W University Dr, Edinburg, TX 78539, USA

+1 (956) 664-4100

www.bbvausa.com

Happy State Bank ATM

2689 Buffalo Gap Rd, Abilene, TX 79605, USA

+1 (800) 447-2265

happybank.com

Check `n Go

5870 Hwy 6 N Suite 314, Houston, TX 77084, USA

+1 (281) 550-9923

locations.checkngo.com

Toledo Finance Corporation

1200 E Palm Valley Blvd # 1208, Round Rock, TX 78664, USA

+1 (512) 218-1467

www.toledocorp.com