First Bank & Trust Payday Loans Review - Amarillo, Texas

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2.3 3 reviews

Organization owner?

6900 I-40 West, Suite 125, Amarillo, TX 79106, USA

+1 (806) 331-3142

www.firstmemphis.com

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Friday

8:30AM–4:30PM

Domain Info

Mailing Address

501 W MAIN ST

MEMPHIS

79245-3301

United States

Contact Data

godaddydomains@bankonitusa.com

+1.9999999999

Testimonials

Feedback about First Bank & Trust?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Lenders are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Amarillo, Texas

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are known as payday loans in Amarillo, tx. They are taken out at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Bank & Trust help take out a loan in Amarillo, Texas?

Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

16%

Healthcare Bills

18%

Traveling

14%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Amarillo, Texas. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

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