First State Finance Payday Loans Review - Athens, Texas

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Loan agency in Athens, Texas

Organization owner?

300 Madole St, Athens, TX 75751, USA

7 years in business

+1 (903) 677-3000

Sunday

Closed

Monday

9AM–8PM

Tuesday

9AM–8PM

Wednesday

9AM–8PM

Thursday

9AM–8PM

Friday

9AM–8PM

Saturday

Closed

Testimonials

Feedback about First State Finance?

Here you see the reviews of our customers.

Note

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Athens, New York

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Athens, New York is taken out easily and fast. The interest rate is specified depending on the category of the client: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

25% small loan cap

How will First State Finance help take out a payday loan in Athens, New York?

24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Athens, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see