Speedy Cash Payday Loans Review - Austin, Texas

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2.9 18 reviews

Loan agency in Austin, Texas

Organization owner?

6702 S Congress Ave, Austin, TX 78745, USA

+1 (512) 447-5757

www.speedycash.com

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–6PM

Sunday

Closed

Domain Info

Feedback about Speedy Cash?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Austin, Pennsylvania

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Problem-free financial products are known as payday loans in Austin, pa. They are taken out at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

6% APR small loan cap

How will Speedy Cash help take out a loan in Austin, Pennsylvania?

24/7 service. Such online services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Austin, Pennsylvania. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see