Citizens State Bank Payday Loans Review - Caldwell, Texas

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3.9 7 reviews

Organization owner?

201 E Buck St, Caldwell, TX 77836, USA

+1 (979) 567-4646

www.csbtx.bank

Friday

7:30AM–6PM

Saturday

Closed

Sunday

Closed

Monday

7:30AM–5:30PM

Tuesday

7:30AM–5:30PM

Wednesday

7:30AM–5:30PM

Thursday

7:30AM–5:30PM

Domain Info

What people think about Citizens State Bank?

Below you get acquainted with some of the opinions of our clients.

Note

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Caldwell, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is hassle-free and fast to get accepted for payday loans in Caldwell, New Jersey. The interest rate will be set individually for each consumer and will depend on the personal details the person provided.

APR

30% usury cap

Advantages of Citizens State Bank that offers payday loans in Caldwell, New Jersey

24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
High approval rates. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Caldwell, nj welcome people with poor credit. You can request a bad credit payday loan on the net around the clock and if successful could have the funds in your account within several hours.

To get approved for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

Let's see