Oak Cliff Christian Federal Credit Union Payday Loans Review - Dallas, Texas

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4.8 18 reviews

Organization owner?

1130 W Camp Wisdom Rd, Dallas, TX 75232, USA

+1 (214) 672-9180

www.occfcu.org

Saturday

10AM–1PM

Sunday
(Easter)

Closed

Monday

Closed

Tuesday

10AM–4PM

Wednesday

10AM–4PM

Thursday

10AM–4PM

Friday

10AM–5PM

Domain Info

What people think about Oak Cliff Christian Federal Credit Union?

Below you read some of the opinions of our customers.

Note

Important

The previous three items charactirize a specific financial institution. But below you can read general data about payday loans.

Payday Loans in Dallas, Pennsylvania

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Dallas, Pennsylvania. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few things.

APR

6% APR small loan cap

Advantages of Oak Cliff Christian Federal Credit Union that offers payday loans in Dallas, Pennsylvania

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

25%

Treatment

18%

Vacation

14%

Clothes

11%

Home improvement

11%

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can save consumers who have bad credit scores or have no credit score. But we advise you that as with any debt you should only think about applying for a cash advance if you are confident that you can afford payments on scheduled.

To get accepted for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and find out the definite cost of the cash advance loan immediately.

Let's see