DATCU Credit Union Payday Loans Review - Decatur, Texas

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3.2 12 reviews

Organization owner?

600 W Ford St, Decatur, TX 76234, USA

+1 (940) 387-8585

www.datcu.org

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Domain Info

Feedback about DATCU Credit Union?

Here you see the reviews of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Decatur, Georgia

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Decatur, Georgia is taken out easily and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

10% small loan cap

How will DATCU Credit Union help take out a payday loan in Decatur, Georgia?

24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial capabilities to approve the application. Cash advance in Decatur, Georgia may help enhance your credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

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