United Community Credit Union Payday Loans Review - Galena Park, Texas

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3.9 31 reviews

1700 16th St, Galena Park, TX 77547, USA
+1 (713) 674-5778
www.unitedccu.com
Wednesday
7AM–6PM
Thursday
7AM–6PM
Friday
7AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
7AM–6PM
Tuesday
7AM–6PM

Domain Info

Created Date

2004-10-27

Mailing Address

PO BOX 606

GALENA PARK

TX

77547-0606

United States

Company Name

GPS Community Credit Union

GPS Community Credit Union

Contact Data

[email protected]

+1.7136745778

+1.9999999999

Testimonials

Feedback about United Community Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Galena Park, Texas

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Galena Park, Texas is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will United Community Credit Union help take out a payday loan in Galena Park, Texas?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Galena Park, tx review this circumstance not a drawback to take out a loan. The recipient of a loan should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only resolve current problems, but improve the credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

Let's see

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