Independent Bank is now Independent Financial Payday Loans Review - Granbury, Texas

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2.8 4 reviews

3301 Fall Creek Hwy, Granbury, TX 76049, USA
+1 (817) 573-2265
www.independent-bank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–12PM
Tuesday
9AM–12PM
Wednesday
9AM–12PM
Thursday
Closed
Friday
Closed
Testimonials

What people think about Independent Bank is now Independent Financial?

Below you get acquainted with some of the opinions of our clients.
Note

Important

The previous three items charactirize a specific company. But below you can find common data about payday loans.

Payday Loans in Granbury, Texas

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your short-term financial difficulties in Granbury , Texas because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Independent Bank is now Independent Financial that offers payday loans in Granbury, Texas

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments on scheduled.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.

Let's see

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