Austin Bank Payday Loans Review - Grand Saline, Texas

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5 reviews

139 N Main St, Grand Saline, TX 75140, USA
+1 (903) 962-4291
www.austinbank.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

1997-12-31

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road

Scottsdale

Arizona

85260

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

austinbank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

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Note

Pay Attention

Above-specified info offers the details about a exact lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Grand Saline, Texas

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Grand Saline, Texas is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Austin Bank help take out a payday loan in Grand Saline, Texas?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Grand Saline, tx will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

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