People State Bank Payday Loans Review - Hallettsville, Texas

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5 reviews

Organization owner?

116 E 3rd St, Hallettsville, TX 77964, USA

+1 (361) 798-3237

www.psbhallettsville.com

Thursday

8AM–4PM

Friday

8AM–6PM

Saturday

Closed

Sunday

Closed

Monday

8AM–4PM

Tuesday

8AM–4PM

Wednesday

8AM–4PM

Domain Info

Feedback about People State Bank?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Hallettsville, Texas

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Hallettsville, Texas are taken out hassle-free. The interest percentage depends on the borrower's person-related information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will People State Bank help take out a loan in Hallettsville, Texas?

24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Hallettsville, Texas. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will provide the cost of the loan. It takes seconds to see the outcome.

Let's see