Happy State Bank Payday Loans Review - Happy, Texas

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5 reviews

100 E Main St, Happy, TX 79042, USA
+1 (806) 558-2265
locations.happybank.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

Feedback about Happy State Bank?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Above-specified info offers the details about a exact lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Happy, Kentucky

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Happy, Kentucky are taken out easily. The interest percentage is conditional on the borrower's personal data: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Happy State Bank help issue a loan in Happy, Kentucky?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Happy, ky consider this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be ready to objectively assess financial abilities, take out a loan, pay off the debt on a due date and not only cope with current issues, but enhance the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a exact cost of the loan.

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