IBC Bank Payday Loans Review - Harlingen, Texas

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2.8 16 reviews

321 S 77 Sunshine Strip, Harlingen, TX 78550, USA
+1 (956) 428-6454
www.ibc.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

What people think about IBC Bank?

Below you read some of the testimonials of our clients.
Note

Pay Attention

The above-given information provides the details about a definite company. The information below is about common information about payday loans.

Payday Loans in Harlingen, Texas

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Harlingen, Texas is are easy to get. The interest rate is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of IBC Bank that offers payday loans in Harlingen, Texas

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

12%
Treatment

9%
Vacation

7%
Clothes

5%
Home improvement

5%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments on time.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.

Let's see

Other Payday Lenders in Harlingen, Texas

First Financial Bank

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+1 (936) 295-2224

www.ffin.com

University Federal Credit Union

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www.ufcu.org

First State Bank of Uvalde

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+1 (830) 876-3593

www.fsbuvalde.com

Generations Federal Credit Union

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+1 (210) 229-1128

www.mygenfcu.org

BBVA Bank

960 N Main St, Salado, TX 76571, USA

+1 (254) 947-0032

www.bbvausa.com

Credit Human

4102 S New Braunfels Ave Suite 111, San Antonio, TX 78223, USA

+1 (800) 688-7228

www.credithuman.com

Excel Finance

613 N Mechanic St, El Campo, TX 77437, USA

+1 (979) 543-6490

excelfinco.com

City Loan Co - Notary Public

102 S Texas Blvd, Weslaco, TX 78596, USA

+1 (956) 968-3816

Treemac Funding Group

8340 Meadow Rd, Dallas, TX 75231, USA

+1 (214) 346-3476