Houston Federal Credit Union Payday Loans Review - Houston, Texas

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3.9 35 reviews

Organization owner?

4307, 5507 Cypress Creek Pkwy E, Houston, TX 77069, USA

+1 (281) 243-0880

www.houstonfcu.org

Tuesday

9AM–7PM

Wednesday

9AM–7PM

Thursday

9AM–7PM

Friday

9AM–7PM

Saturday

9AM–2PM

Sunday

Closed

Monday

9AM–7PM

Domain Info

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Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Houston, Pennsylvania

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Houston, Pennsylvania are taken out easily. The interest rate is conditional on the client's person-related data: if you pay back more payday loans, the more reasobanle terms and rates lenders offer.

APR

6% APR small loan cap

How will Houston Federal Credit Union help issue a payday loan in Houston, Pennsylvania?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Houston, pa will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see