Speedy Cash Payday Loans Review - Houston, Texas

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4.9 653 reviews
Loan agency in Houston, Texas

11830 Bellaire Blvd Ste A, Houston, TX 77072, USA
+1 (281) 575-6607
www.speedycash.com
Saturday
8AM–8PM
Sunday
Closed
Monday
8AM–8PM
Tuesday
8AM–8PM
Wednesday
8AM–8PM
Thursday
8AM–8PM
Friday
8AM–8PM
Testimonials

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Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Houston, Pennsylvania

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Houston, Pennsylvania is issued simply and fast. The interest rate is specified depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

6% APR small loan cap

How will Speedy Cash help take out a loan in Houston, Pennsylvania?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

18%
Healthcare Bills

20%
Traveling

15%
Car Repair

5%
Clothes

8%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Houston, pa will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see

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