El Guero Check Cashing Payday Loans Review - Houston, Texas

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3.8 10 reviews

Organization owner?

1820 N Main St, Houston, TX 77009, USA

+1 (713) 227-1114

www.elguerocheckcashing.com

Friday
(Good Friday)

8AM–9PM

Hours might differ

Saturday

8AM–9PM

Sunday
(Easter)

8AM–4PM

Hours might differ

Monday

8AM–9PM

Tuesday

8AM–9PM

Wednesday

8AM–9PM

Thursday

8AM–9PM

Domain Info

Feedback about El Guero Check Cashing?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Houston, Pennsylvania

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Houston, Pennsylvania are taken out easily. The interest rate depends on the borrower's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

6% APR small loan cap

How will El Guero Check Cashing help take out a payday loan in Houston, Pennsylvania?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

26%

Healthcare Bills

30%

Traveling

23%

Car Repair

Clothes

11%

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Houston, Pennsylvania. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the APR. This is a definite cost of the loan.

Let's see