First Service Credit Union Payday Loans Review - Katy, Texas

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3.6 89 reviews

23665 Katy Fwy, Katy, TX 77494, USA
+1 (713) 679-7422
www.fscu.com
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

1997-08-21

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Testimonials

What people think about First Service Credit Union?

Below you read some of the opinions of our customers.
Note

Important

The previous three items describe a precise financial institution. But below you can find common details about payday loans.

Payday Loans in Katy, Texas

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Katy, Texas is are simple to access. The interest rate is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of First Service Credit Union that offers payday loans in Katy, Texas

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific factors. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.

Let's see

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