Independent Bank is now Independent Financial Payday Loans Review - Katy, Texas

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Organization owner?

808 Katy Fort Bend Rd, Katy, TX 77494, USA

+1 (832) 384-8346

www.independent-bank.com

Tuesday

9AM–12PM

Wednesday

9AM–12PM

Thursday

9AM–12PM

Friday

9AM–12PM

Saturday

Closed

Sunday

Closed

Monday

9AM–12PM

Domain Info

Feedback about Independent Bank is now Independent Financial?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Further there will be presented the details about not a exact lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Katy, Texas

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Katy, Texas are issued easily. The interest percentage is dependent on the client's personal information: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Independent Bank is now Independent Financial help issue a payday loan in Katy, Texas?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Katy, tx will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

Let's see