Western Finance Payday Loans Review - Livingston, Texas

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4.9 42 reviews

Loan agency in Livingston, Texas

Organization owner?

321 W Church St, Livingston, TX 77351, USA

+1 (936) 327-1112

westernshamrock.com

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Domain Info

What people think about Western Finance?

Below you get acquainted with some of the reviews of our customers.

Note

Important

The above-given information provides the details about a specific company. The information below is about general information about payday loans.

Payday Loans in Livingston, New York

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Livingston, New York is are easy to access. The interest rate is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Western Finance that offers payday loans in Livingston, New York

Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see