Lone Star State Bank Payday Loans Review - Lone Star, Texas

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5 reviews

Organization owner?

300 N Main St, Lone Star, TX 75668, USA

+1 (903) 656-2595

Thursday

9AM–3PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Testimonials

What people think about Lone Star State Bank?

Below you find some of the reviews of our customers.

Note

Important

The previous three items charactirize a peculiar lending service. But below you can read common details about payday loans.

Payday Loans in Lone Star, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Lone Star, Texas is are simple to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Lone Star State Bank that offers payday loans in Lone Star, Texas

24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval chances. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can save borrowers who have bad credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are certain that you can make payments in a timely manner.

To get approved for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.

Let's see