Loans of Texas Payday Loans Review - Longview, Texas

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2.4 7 reviews

Loan agency in Longview, Texas

Organization owner?

315 N Spur 63, Longview, TX 75601, USA

3 years in business

+1 (903) 757-4025

Thursday

8:30AM–6PM

Friday
(Good Friday)

8:30AM–6PM

Hours might differ

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

8:30AM–6PM

Tuesday

8:30AM–6PM

Wednesday

8:30AM–6PM

Testimonials

Feedback about Loans of Texas?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Lending companies are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Longview, Illinois

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Longview, Illinois are issued hassle-free. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Loans of Texas help take out a loan in Longview, Illinois?

24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Longview, il will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see