First Community Bank Payday Loans Review - Los Fresnos, Texas

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4.4 8 reviews

205 E Ocean Blvd, Los Fresnos, TX 78566, USA
+1 (956) 233-4100
www.fcbtx.com
Saturday
8AM–1PM
Sunday
Closed
Monday
7:30AM–6PM
Tuesday
7:30AM–6PM
Wednesday
7:30AM–6PM
Thursday
7:30AM–6PM
Friday
7:30AM–6PM

Domain Info

Created Date

2005-09-15

Mailing Address

Texas

United States

Company Name

First Community Bank, N.A.

First Community Bank, N.A.

Testimonials

What people think about First Community Bank?

Below you get acquainted with some of the reviews of our clients.
Note

Pay Attention

The previous three items describe a specific lender. But below you can find general data about payday loans.

Payday Loans in Los Fresnos, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the best solution to your sudden financial issues in Los Fresnos , Texas because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of First Community Bank that offers payday loans in Los Fresnos, Texas

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit history an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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