Texas Car Title & Payday Loan Services, Inc. Payday Loans Review - Lubbock, Texas

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4.6 33 reviews

Loan agency in Lubbock, Texas

Organization owner?

2702 34th St, Lubbock, TX 79410, USA

+1 (806) 797-4400

texascartitleandpaydayloanservicesinc.com

Saturday

10AM–6PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Domain Info

Company Name

Texas Car Title & Payday Loan Services, Inc.

Feedback about Texas Car Title & Payday Loan Services, Inc.?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Payday lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Lubbock, Texas

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Lubbock, tx. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Texas Car Title & Payday Loan Services, Inc. help issue a loan in Lubbock, Texas?

Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to review the form. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Lubbock, tx review this circumstance not an obstacle to take out a loan. The customer of a cash advance should be ready to objectively estimate financial capabilities, take out a loan, pay off the debt on schedule and not only cope with current problems, but enhance the credit history.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see