ACE Cash Express Payday Loans Review - Lubbock, Texas

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4.1 22 reviews

Loan agency in Lubbock, Texas

Organization owner?

4646 34th St, Lubbock, TX 79410, USA

+1 (806) 797-1104

www.acecashexpress.com

Saturday

9AM–6PM

Sunday

Closed

Monday

9AM–7PM

Tuesday

9AM–7PM

Wednesday

9AM–7PM

Thursday

9AM–7PM

Friday

9AM–7PM

Domain Info

Mailing Address

300 E John Carpenter Fwy Suite 900

Irving

Texas

75062

United States

Contact Data

domains@acecashexpress.com

+1.9725505029

Testimonials

Feedback about ACE Cash Express?

Here you read the feedback of our clients.

Note

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Lubbock, Texas

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

It is easy and fast to issue loans in Lubbock, Texas. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will ACE Cash Express help issue a payday loan in Lubbock, Texas?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Lubbock, Texas. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

Let's see