FirstBank & Trust Payday Loans Review - Lubbock, Texas

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3.9 13 reviews

3405 22nd St, Lubbock, TX 79410, USA
+1 (806) 788-0817
www.firstbanktexas.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Testimonials

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Pay Attention

Above-defined info offers the details about a exact lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Lubbock, Texas

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Lubbock, Texas is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will FirstBank & Trust help issue a payday loan in Lubbock, Texas?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a loan. The lender process many aspects such as financial abilities to approve the request. Cash advance in Lubbock, Texas may help improve your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a exact cost of the loan.

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Neches Federal Credit

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Texas National Bank

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MCBank

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Western Finance

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