Happy State Bank ATM Payday Loans Review - Lubbock, Texas

Your personal information is safe with us

5802 34th St, Lubbock, TX 79407, USA
+1 (800) 447-2265
happybank.com
Testimonials

What people think about Happy State Bank ATM?

Below you read some of the opinions of our customers.
Note

Important

The above-given information provides the details about a peculiar lending service. The information below is about general information about payday loans.

Payday Loans in Lubbock, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online payday loans can be the right solution to your unexpected financial troubles in Lubbock , Texas because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Happy State Bank ATM that offers payday loans in Lubbock, Texas

  • 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can rescue clients who have low credit scores or have no credit history. But we remind you that as with any debt you should only consider applying for a payday loan if you are confident that you can make payments on time.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

Other Payday Lenders in Lubbock, Texas

Texas Farm Credit

137 S 8th St, Raymondville, TX 78580, USA

+1 (956) 689-5502

www.texasfcs.com

Action Pawn

7740 Ed Bluestein Blvd, Austin, TX 78723, USA

+1 (512) 929-7296

www.actionpawnshops.com

First Cash Pawn

6759 E Lancaster Ave, Fort Worth, TX 76112, USA

+1 (817) 457-8091

www.firstcash.com

B & F Finance

2426 Boca Chica Blvd, Brownsville, TX 78521, USA

+1 (956) 544-5900

www.bnffinance.com

Continental Credit

109 E Broadway St, Brownfield, TX 79316, USA

+1 (806) 637-7578

www.securityfinance.com

Aztec Finance Co

1212 E Adams St, Brownsville, TX 78520, USA

+1 (956) 548-1292

Covington Credit

4701 Ayers St, Corpus Christi, TX 78415, USA

+1 (361) 855-8296

www.mymoneytogo.com

Cash Store

6604 FM78 Suite 100, San Antonio, TX 78244, USA

+1 (210) 666-2611

www.cashstore.com

PlainsCapital Bank

550 Reserve St Suite 125, Southlake, TX 76092, USA

+1 (817) 570-6222

www.plainscapital.com