PlainsCapital Bank Payday Loans Review - Lubbock, Texas

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Organization owner?

7316 Slide Rd, Lubbock, TX 79424, USA

+1 (806) 798-5051

www.plainscapital.com

Sunday

Closed

Monday

8AM–6PM

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

9AM–12PM

Domain Info

What people think about PlainsCapital Bank?

Below you get acquainted with some of the opinions of our customers.

Note

Important

The previous three items charactirize a specific lender. But below you can read common information about payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is trouble-free and fast to get approved for payday loans in Lubbock, Texas. The interest rate will be set individually for each person and will depend on the personal information the client entered.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of PlainsCapital Bank that offers payday loans in Lubbock, Texas

24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
High approval chances. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see