Happy State Bank ATM Payday Loans Review - Lubbock, Texas

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9802 Slide Rd, Lubbock, TX 79424, USA
+1 (800) 447-2265
happybank.com
Testimonials

What people think about Happy State Bank ATM?

Below you find some of the reviews of our clients.
Note

Important

Above there is information about a exact lender. Below you can review common characteristics of payday loans.

Payday Loans in Lubbock, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans in Lubbock, Texas is are easy to access. The interest rate is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Happy State Bank ATM that offers payday loans in Lubbock, Texas

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.

Let's see

Other Payday Lenders in Lubbock, Texas

Texas Heritage Bank

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+1 (254) 725-6141

www.texasheritagebank.com

Quick Loans America

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+1 (855) 649-5085

quickloansamerica.com

Gold Star Finance

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+1 (903) 796-6100

goldstarfinancetexas.com

Western-Shamrock Finance

206 N Beaton St, Corsicana, TX 75110, USA

+1 (903) 874-1234

westernshamrock.com

First Bank Bovina

101 S 3rd St, Bovina, TX 79009, USA

+1 (806) 251-1442

www.fbmuleshoe.com

Atlas Credit Co., Inc

9714 Potranco Rd #109, San Antonio, TX 78251, USA

+1 (210) 255-3100

atlascredit.com

Star Loans

220 E Calvert, Karnes City, TX 78118, USA

+1 (830) 780-2624

BancorpSouth Bank

111 6th Street, Chilton, TX 76632, USA

+1 (254) 546-3111

www.bancorpsouth.com

Cash Pawn

4244 Sherwood Way, San Angelo, TX 76901, USA

+1 (325) 944-3500

stores.ezpawn.com