First United Bank Payday Loans Review - Lubbock, Texas

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4 3 reviews

9801 Indiana Ave, Lubbock, TX 79423, USA
+1 (806) 745-5900
www.firstunited.bank
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Testimonials

What people think about First United Bank?

Below you get acquainted with some of the reviews of our customers.
Note

Important

Above there is information about a definite company. Below you can review common characteristics of payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Lubbock, Texas. The entire process is stress-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of First United Bank that offers payday loans in Lubbock, Texas

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

9%
Treatment

6%
Vacation

5%
Clothes

4%
Home improvement

4%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Lubbock, tx work with individuals with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if approved could have the money in your account within a few hours.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Lubbock, Texas

Guaranty Bank & Trust ATM

1108 Park St, Commerce, TX 75428, USA

+1 (903) 886-2274

www.gnty.com

Associated Credit Union of Texas - Pearland H-E-B

2805 Business Center Dr, Pearland, TX 77584, USA

+1 (409) 945-4474

locations.acutx.org

Check `n Go

516 E Loop 281, Longview, TX 75605, USA

+1 (903) 236-9196

locations.checkngo.com

EZ Money

2601 Sam Houston Ave, Huntsville, TX 77340, USA

+1 (936) 435-1718

www.getezmoney.com

Texas Finance

206 S Mesa St, El Paso, TX 79901, USA

+1 (915) 533-5483

www.bnffinance.com

Western Finance

2203 North St, Nacogdoches, TX 75965, USA

+1 (936) 569-2228

westernshamrock.com

Independent Bank is now Independent Financial

1270 W Van Alstyne Pkwy, Van Alstyne, TX 75495, USA

+1 (903) 482-0055

www.independent-bank.com

Signature Loan Company

117 Wynnewood Plaza, Dallas, TX 75224, USA

+1 (214) 943-2988

www.loanexpresscash.com

Frost Bank

2700 TX-10, Euless, TX 76040, USA

www.frostbank.com