ACE Cash Express Payday Loans Review - Mcallen, Texas

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3.9 12 reviews

Loan agency in McAllen, Texas

Organization owner?

2109 N10th St, McAllen, TX 78501, USA

+1 (956) 618-3400

www.acecashexpress.com

Friday

9AM–7PM

Saturday

9AM–5PM

Sunday

Closed

Monday

9AM–7PM

Tuesday

9AM–7PM

Wednesday

9AM–7PM

Thursday

9AM–7PM

Domain Info

Mailing Address

300 E John Carpenter Fwy Suite 900

Irving

Texas

75062

United States

Contact Data

domains@acecashexpress.com

+1.9725505029

Testimonials

Feedback about ACE Cash Express?

Here you read the reviews of our clients.

Note

Pay Attention

Above-defined info provides the details about a definite lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Mcallen, Texas

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Mcallen, Texas is taken out simply and quickly. The interest rate is specified considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will ACE Cash Express help take out a payday loan in Mcallen, Texas?

24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Mcallen, tx will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

Let's see