Excel Finance Co Payday Loans Review - Odessa, Texas

Your personal information is safe with us

1 reviews

Loan agency in Odessa, Texas

Organization owner?

3952 E 42nd St B, Odessa, TX 79762, USA

+1 (432) 362-7776

excelfinco.com

Friday
(Good Friday)

9:30AM–6PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

10AM–5:30PM

Tuesday

10AM–5:30PM

Wednesday

10AM–5:30PM

Thursday

10AM–5:30PM

Domain Info

What people think about Excel Finance Co?

Below you see some of the opinions of our customers.

Note

Important

The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in Odessa, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Odessa, New York. The APR will be set specifically for each consumer and will depend on the personal details the client filled in.

APR

25% small loan cap

Advantages of Excel Finance Co that offers payday loans in Odessa, New York

24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
High approval rates. 94% of applicants are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and find out the precise cost of the cash advance loan immediately.

Let's see