West Texas Finance Payday Loans Review - Odessa, Texas

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3.3 7 reviews

Loan agency in Odessa, Texas

Organization owner?

108 E 31st St A, Odessa, TX 79762, USA

+1 (432) 362-0778

www.westtexasfinance.com

Friday
(Good Friday)

8:30AM–6PM

Hours might differ

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

8:30AM–6PM

Tuesday

8:30AM–6PM

Wednesday

8:30AM–6PM

Thursday

8:30AM–6PM

Domain Info

Mailing Address

108a E. 31st Street

ODESSA

United States

70725

United States

Contact Data

westtexasfinance01@gmail.com

+1.2025550131

Testimonials

Feedback about West Texas Finance?

Here you read the feedback of our customers.

Note

Pay Attention

Lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Odessa, New York

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Odessa, New York are taken out hassle-free. The interest rate depends on the client's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will West Texas Finance help take out a loan in Odessa, New York?

24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Odessa, New York. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see