Texas Car Title & Payday Loan Services, Inc. Payday Loans Review - Paris, Texas

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5 32 reviews

Loan agency in Paris, Texas

Organization owner?

1215 Lamar Ave, Paris, TX 75460, USA

7 years in business

+1 (903) 784-0986

texascartitleandpaydayloanservicesinc.com

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–3PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Domain Info

Company Name

Texas Car Title & Payday Loan Services, Inc.

Feedback about Texas Car Title & Payday Loan Services, Inc.?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Paris, Maine

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Paris, Maine is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Texas Car Title & Payday Loan Services, Inc. help issue a loan in Paris, Maine?

24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Paris, me will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see