World Finance Payday Loans Review - Port Arthur, Texas

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4.8 6 reviews
Loan agency in Port Arthur, Texas

4700 FM 365 I, Port Arthur, TX 77642, USA
+1 (409) 344-9981
www.loansbyworld.com
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST

GREENVILLE

SC

29607-2532

United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

Testimonials

What people think about World Finance?

Below you get acquainted with some of the reviews of our customers.
Note

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Port Arthur, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Port Arthur, Texas. The entire process is straightforward. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of World Finance that offers payday loans in Port Arthur, Texas

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

Let's see

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