Independent Bank is now Independent Financial Payday Loans Review - Prosper, Texas

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4 4 reviews

900 N Preston Rd, Prosper, TX 75078, USA
+1 (972) 548-3400
www.independent-bank.com
Monday
9AM–12PM
Tuesday
9AM–12PM
Wednesday
9AM–12PM
Thursday
9AM–12PM
Friday
9AM–12PM
Saturday
Closed
Sunday
Closed
Testimonials

What people think about Independent Bank is now Independent Financial?

Below you see some of the reviews of our clients.
Note

Important

Above there is information about a exact lender. Below you can see common features of payday loans.

Payday Loans in Prosper, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Prosper, Texas is are easy to access. The interest rate is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Independent Bank is now Independent Financial that offers payday loans in Prosper, Texas

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments punctually.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the exact cost of the payday loan immediately.

Let's see

Other Payday Lenders in Prosper, Texas

Check `n Go

4214 Kemp Blvd, Wichita Falls, TX 76308, USA

+1 (940) 689-0815

locations.checkngo.com

Cash Advance

Huntsville, TX 77340, USA

EZ Money

640 Old San Antonio Rd #3, Buda, TX 78610, USA

+1 (512) 295-7008

www.getezmoney.com

Stepstone Credit

1014 S 31st St #5213, Temple, TX 76504, USA

+1 (254) 598-3011

www.stepstonecredit.com

Texas Car Title & Payday Loan Services, Inc.

6730 Atascocita Road Ste. 103, Humble, TX 77346, USA

+1 (281) 812-8822

texascartitleandpaydayloanservicesinc.com

First United Bank

9801 Indiana Ave, Lubbock, TX 79423, USA

+1 (806) 745-5900

www.firstunited.bank

Genesis Financial Software

109 Aberdeen Dr, Wichita Falls, TX 76302, USA

+1 (940) 766-0949

Cash America Pawn

5010 Greenville Ave, Dallas, TX 75206, USA

+1 (214) 987-1254

Texas First Bank

8128 Hwy 6, Hitchcock, TX 77563, USA

+1 (409) 986-5541

texasfirst.bank