Greater Texas Credit Union Payday Loans Review - San Antonio, Texas

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4.4 7 reviews

6318 Callaghan Rd, San Antonio, TX 78229, USA
+1 (800) 749-9732
www.gtfcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Testimonials

Feedback about Greater Texas Credit Union?

Here you read the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in San Antonio, Florida

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in San Antonio, Florida is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Greater Texas Credit Union help issue a loan in San Antonio, Florida?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in San Antonio, fl will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

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