First Community Bank Payday Loans Review - San Benito, Texas

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3.3 6 reviews

Organization owner?

600 S Sam Houston Blvd, San Benito, TX 78586, USA

+1 (956) 399-3331

www.fcbtx.com

Saturday

8AM–1PM

Sunday

Closed

Monday

7:30AM–6PM

Tuesday

7:30AM–6PM

Wednesday

7:30AM–6PM

Thursday

7:30AM–6PM

Friday

7:30AM–6PM

Domain Info

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Further there will be given the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in San Benito, Texas

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in San Benito, Texas is issued simply and fast. The interest rate is specified respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Community Bank help issue a loan in San Benito, Texas?

Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

10%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in San Benito, tx will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

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