Austin Telco Federal Credit Union Payday Loans Review - San Marcos, Texas

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4.1 12 reviews

904 Bugg Ln, San Marcos, TX 78666, USA
+1 (512) 302-5555
www.atfcu.org
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5:30PM
Testimonials

Feedback about Austin Telco Federal Credit Union?

Here you grapple with the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in San Marcos, Texas

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

This financial product in San Marcos, Texas is taken out simply and fast. The interest rate is specified depending on the category of the client: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Austin Telco Federal Credit Union help issue a payday loan in San Marcos, Texas?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in San Marcos, Texas. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

Let's see

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