Peoples Bank Payday Loans Review - Shallowater, Texas

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5 6 reviews

Organization owner?

7503 US-84, Shallowater, TX 79363, USA

+1 (806) 832-5400

peoplesbanktexas.com

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

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Above-defined info provides the details about a exact lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Shallowater, Texas

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Shallowater, Texas are issued problem-free. The interest rate depends on the borrower's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Peoples Bank help take out a payday loan in Shallowater, Texas?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Shallowater, Texas. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

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