Citizens State Bank Payday Loans Review - Somerville, Texas

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4.7 7 reviews
Organization owner?
155 8th St, Somerville, TX 77879, USA
+1 (979) 596-1421
www.csbtx.bank
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

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Testimonials

What people think about Citizens State Bank?

Below you get acquainted with some of the reviews of our customers.

Citizens State Bank seems honest. Applied twice. The first cash advance approved was small – $300, but next time the limit was increased to $600. Closed the loan as agreed. The managers were caring, they gave speedy answers to all my questions. No complaints. But their rates are average.

Katherine Predovic Sr.

I applied for the first loan in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it on time. Love this lender for their affordable rates. Other lenders in my town charge sky high interest!

Prof. Murphy Kovacek II

Last week I needed $800 to cover medical bills. I decided to apply via Citizens State Bank. They only approved me for $500 but the process itself was transparent, and their rates were good.

Prof. Gus Mann II

Citizens State Bank seems honest. They rescued me twice. The first cash advance approved was small – $400, but next time the limit was increased to $700. Paid off the loan on time. The employees were professional, they gave fast answers to all my questions. No troubles. But their rates are not the lowest on the net.

Wava Bednar

I applied for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I found this website on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.

Johathan Ratke

Citizens State Bank seems honest. Applied twice. The first cash advance approved was small – $300, but next time the limit was increased to $600. Closed the loan as agreed. The managers were caring, they gave speedy answers to all my questions. No complaints. But their rates are average.

Katherine Predovic Sr.

I applied for the first loan in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it on time. Love this lender for their affordable rates. Other lenders in my town charge sky high interest!

Prof. Murphy Kovacek II

Last week I needed $800 to cover medical bills. I decided to apply via Citizens State Bank. They only approved me for $500 but the process itself was transparent, and their rates were good.

Prof. Gus Mann II

Citizens State Bank seems honest. They rescued me twice. The first cash advance approved was small – $400, but next time the limit was increased to $700. Paid off the loan on time. The employees were professional, they gave fast answers to all my questions. No troubles. But their rates are not the lowest on the net.

Wava Bednar

I applied for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I found this website on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.

Johathan Ratke

Citizens State Bank seems honest. Applied twice. The first cash advance approved was small – $300, but next time the limit was increased to $600. Closed the loan as agreed. The managers were caring, they gave speedy answers to all my questions. No complaints. But their rates are average.

Katherine Predovic Sr.

Note

Pay Attention

Now you can review general aspects of payday loans.

Payday Loans in Somerville, Massachusetts

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and speedy to get accepted for payday loans in Somerville, Massachusetts. The APR will be set individually for each case and will depend on the personal information the consumer filled in.

APR

23% small loan cap

Advantages of Citizens State Bank that offers payday loans in Somerville, Massachusetts

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help clients who have poor credit scores or have no credit score. But we advise you that as with any loan you should only dare applying for a cash advance if you are assured that you can afford payments punctually.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 30 seconds to become informative even before applying.

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