Shell Federal Credit Union Payday Loans Review - Spring, Texas

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3.7 27 reviews

6232 Farm to Market 2920, Spring, TX 77379, USA
+1 (713) 844-1100
www.shellfcu.org
Wednesday
9AM–5PM
Thursday
9AM–5:30PM
Friday
9AM–5PM
Saturday
9AM–12:30PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

Feedback about Shell Federal Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in Spring, Texas

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Problem-free financial products are known as payday loans in Spring, tx. They are issued at individual interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Shell Federal Credit Union help issue a payday loan in Spring, Texas?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Spring, Texas. They assess many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

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