First National Bank Payday Loans Review - Sterling City, Texas

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4.5 2 reviews

602 4th St, Sterling City, TX 76951, USA
+1 (325) 378-2191
www.thefnbsc.com
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM
Saturday
Closed

Domain Info

Created Date

2001-06-20

Mailing Address

PO BOX 25

STERLING CITY

TX

76951-0025

United States

Company Name

First National Bank

First National Bank

Contact Data

slong@thefnbsc.com

+1.3253782191

Testimonials

What people think about First National Bank?

Below you get acquainted with some of the reviews of our customers.
Note

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Sterling City, Texas

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

It is easy and speedy to get approved for payday loans in Sterling City, Texas. The interest rate will be set individually for each client and will depend on the personal data the consumer filled in.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of First National Bank that offers payday loans in Sterling City, Texas

  • 24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

Let's see

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