Extraco Banks | Temple: South 31st Payday Loans Review - Temple, Texas

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3.6 44 reviews

Organization owner?

3615 S 31st St, Temple, TX 76502, USA

+1 (254) 774-5500

extracobanks.com

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Domain Info

What people think about Extraco Banks | Temple: South 31st?

Below you find some of the reviews of our clients.

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Now you can read general features of payday loans.

Payday Loans in Temple, New Hampshire

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Temple, New Hampshire. The entire process is effortless. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Advantages of Extraco Banks | Temple: South 31st that offers payday loans in Temple, New Hampshire

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

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Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

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