Simmons Bank Payday Loans Review - Van Alstyne, Texas

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Organization owner?

1189 W Van Alstyne Pkwy, Van Alstyne, TX 75495, USA

+1 (903) 482-2171

www.simmonsbank.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

Mailing Address

501 S MAIN ST

PINE BLUFF

71601-4327

United States

Contact Data

rob.appleby@simmonsbank.com

417-875-6760

Testimonials

What people think about Simmons Bank?

Below you see some of the testimonials of our clients.

Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Van Alstyne, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and fast solution to a short-term problem in Van Alstyne, Texas. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Simmons Bank that offers payday loans in Van Alstyne, Texas

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit rating. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 30 seconds to become informative even before applying.

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