Citizens National Bank of Texas Payday Loans Review - Waxahachie, Texas

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4.4 14 reviews

1001 N Hwy 77, Waxahachie, TX 75165, USA
+1 (972) 938-4300
www.cnboftexas.com
Monday
8AM–12PM, 1–5PM
Tuesday
8AM–12PM, 1–5PM
Wednesday
8AM–12PM, 1–5PM
Thursday
8AM–12PM, 1–5PM
Friday
8AM–12PM, 1–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2004-03-08

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

LA

70123

United States

Company Name

Jewella Privacy - bc353

Jewella Privacy LLC Privacy ID# 11073950

Contact Data

cnboftexas.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

Feedback about Citizens National Bank of Texas?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Waxahachie, Texas

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Waxahachie, Texas is issued simply and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Citizens National Bank of Texas help issue a loan in Waxahachie, Texas?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Waxahachie, Texas. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see

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